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Writer's pictureJeremiah McGuire

Selling a Home in Tennessee: What are Your Disclosure Obligations?

Buying a home is a significant milestone, and transparency between the seller and buyer is crucial to ensuring a fair and informed transaction. In Tennessee, like many other states, home sellers have specific disclosure obligations designed to protect buyers from unforeseen issues. In this blog post, we'll delve into the disclosure obligations of Tennessee home sellers, highlighting key aspects that both sellers and buyers should be aware of.



  1. Understanding Disclosure Obligations: Tennessee law places a duty on home sellers to disclose certain information about the property's condition. This duty is outlined in the Tennessee Residential Property Disclosure Act (TRPDA) Sections 66-5-201 through 66-5-210. The goal is to provide potential buyers with a comprehensive understanding of the property's condition before making a purchase decision.

  2. Required Disclosures: Home sellers in Tennessee are obligated to disclose material defects in the property. Material defects are issues that could significantly affect the property's value or pose a safety risk to occupants. This includes structural issues, plumbing (including septic) or electrical problems, and environmental hazards.

  3. Seller's Disclosure Form: To fulfill their disclosure obligations, Tennessee home sellers typically complete a Seller's Property Disclosure Form (an example of which can be seen by clicking this link). This form covers various aspects of the property, such as the structure, systems, appliances, and any known issues. It's essential for sellers to provide accurate and truthful information on this form to avoid legal repercussions.

  4. Exemptions and Limited Information: While the TRPDA mandates disclosure, certain exemptions do exist. For instance, sellers who inherit property or have never occupied the home (like a flipper) may have limited knowledge about its condition and thus cannot be held to the same standard as an owner who has occupied the property. However, sellers should still disclose any known defects or issues.

  5. As-Is Sales and Caveat Emptor: In some cases, sellers may choose to sell the property "as-is," meaning they won't make repairs or offer warranties. However, even in as-is sales, Tennessee law doesn't relieve sellers of their duty to disclose known defects. Buyers should still be made aware of potential issues, and the principle of "caveat emptor" (buyer beware) doesn't absolve sellers of fraudulent concealment.

  6. Legal Consequences for Non-Disclosure: Failure to comply with disclosure obligations can lead to legal consequences for sellers. Buyers may have the right to rescind the contract or seek damages if they discover undisclosed defects after closing. It emphasizes the importance of honesty and transparency throughout the real estate transaction process.

  7. Buyer Due Diligence: While sellers have disclosure obligations, buyers also play a role in due diligence. It's recommended for buyers to conduct inspections and ask relevant questions to ensure they have a complete understanding of the property's condition.

Navigating the disclosure obligations of Tennessee home sellers is a crucial aspect of the real estate process. Both buyers and sellers should be aware of their respective rights and responsibilities to ensure a smooth and fair transaction. Open communication and transparency contribute to building trust between parties, fostering a positive real estate experience for all involved.

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